Star Health Insurance-Company Profile
Star Health Insurance got down to business operations early in 2006 and it is now India’s very first Standalone Health Insurance company. Star Health and Allied Insurance Co Ltd are how it is known and it provides outstanding services in Health, Overseas Travel cover, Personal Accident cover, and even Travel Insurance plans to cover various categories.
Star Health works directly as well as through several agents such as online, insurance brokers, insurance agents, etc. the company has underwritten a total gross premium of Rs.6865 Crore during the financial year 2019-20 and has a net worth of Rs.1889 Crore as of March 2020. The number of employees working here is more than 12800 and they have more than 640 branch offices all over the country.
Star Health Insurance IPO And Subscription Status
Star Health and Allied Insurance Company IPO was subscribed at Rs.900 as of December 2021. Close at 79%. The public issue subscribed 1.10 times in the retail category. Talking about the share price, the current market rate of Star Health and Allied Insurance company Ltd. is Rs.724 and it has a target price of Rs.1040 which the company is looking forward to achieving in the next year.
Star Health Insurance Login
The process of logging in to the portal of Star Health is very simple and just requires your account username and password to access the policy details online. Now if you do not have this then you can create your account by registering your name, phone number, email id and password and registering online. It’s that easy.
Star Health Insurance Plans
Star Health Insurance’s mission is to ensure that its policyholder’s health is never compromised and hence they offer a wide range of plans to protect one’s health. You can count on them as Your every need is met here.
Types of plans explained
With Star Health, the policyholder can avail from disease-specific policies for any critical illnesses like cancer and cardiac ailments along with hospitalization.
There is a wide range of mediclaim health insurance covers to choose such as
- Star Criticare Plus Insurance policy
- Star Cardiac Care Insurance policy
- Star Cancer Care Platinum Insurance policy
Two main types of policies are offered by the company are categorized into
- Individual Health Insurance Plan – For a person for chosen Sum insured.
- Family FLoater Health Insurance Plan – For a whole family including dependent parents and children along with the main policyholder. The sum insured floats among the family members of the policyholder too.
The best plans available are further listed below.
- Diabetes Safe Insurance Policy – This offers coverage for normal in-patient hospitalization that occurred due to illness related to diabetes complications along with other specified illness factors.
- Star Cardiac Care Insurance Plan – This unique plan helps individuals from the age of 70 years, who might be diagnosed with a cardiac illness or might have undergone cardiac surgery.
- Star Comprehensive Insurance Policy – This plan can cover both the policyholder and his/her family with a lifetime benefit of renewability. It’s an all-inclusive plan which works based on the needs of the family and the insured can choose the sum insured.
- Senior Citizen Red Carpet Health Insurance Policy – This plan is exclusively meant for senior citizens who fall in the age group of 60-75 years. This plan covers daycare treatments, pre-existing diseases and any significant medical interventions that elderly people might require. The tax exemption can be availed under section 80D for the elderly.
- Family Health Optima Insurance Plan – This is also known as the Family Floater plan which provides all the care for you and your family members. Even a newborn gets insurance cover right from the 16th day of birth against any medical complications with hospitalization charges. It offers an array of covers for various medical issues.
- Arogya Sanjeevani Policy by Star Health and Allied Insurance Co Ltd – this means wellness forever cover. This is an ideal option for the rural population which offers a 20% discount and coverage up to 10 lakhs hospitalization, other daycare procedures, covid-19 treatment as well as AYUSH treatment and more such things.
- Star Outpatient Care Insurance Policy – This plan provides cover for outpatient treatment starting from the consultation fee, pharmacy bills, x-ray payments, diagnostic physiotherapy etc. this cover can be availed in three different forms according to the insured’s choice. Silver, Gold and Platinum.
Star Health Insurance App
Being the largest standalone health insurance company in India the Insurance company has already designed a mobile app called Star Power, which is updated frequently to make it user-friendly and it provides instant access to policy-related information to its customers anytime. The app gives out comprehensive information about Health, Travel and Accident related insurance policy details to help its customers to purchase or renew the policy online.
Star Health Insurance Posters
To make any normal person aware of the benefits offered by the company the posters are well in place for an insurance company and so does Star health. It’s a part of marketing communications to reach the maximum number of people to reap benefits themselves and to understand the importance of a health insurance policy in their lifetime.
Star Health List Of Hospitals
The insurance company has the largest network of hospitals associated with it for health insurance across all the states in India. The number adds up to 9678 all over India which includes different branches in each state.
You can enter your pin code on the website and check for the list of the hospital names to find out where the insurance cover is applicable.
Star Health Online Payment And Renewal
The Star Health Insurance online payments for your insurance policy can be made very easily. The same goes for Star Health Insurance renewal. All you need to do is visit the website and then fill in your policy details, after which you may check your policy status and pay the premium online with one of the flexible payment options that you can choose from and get a confirmation through the email to confirm the successful renewal of your policy.
Star Health Customer Care
Star Health Customer Care Team | Contact Details |
Toll-Free Number | 1800 425 2255 / 1800 102 4477 |
Email ID | support@starhealth.in |
Being well known for its tailor-made health insurance solutions Star Health and Allied Insurance has the best customer support available all day every day to meet the customer’s needs. The customer or the insured can contact the support team for any issues regarding their tax receipts, change of address, claims, grievance redressal and much more.
Star Health Customer Care team also clears any doubts that the policyholder or a person looking to buy a new plan might have, such as types of plans, policy terms, renewals, etc.
They can be contacted through the 24/7 customer support number which is 1800 425 2255 / 1800 102 4477 or you can email them at support@starhealth.in
Apart from the health insurance covers offered by Star Health Insurance they also offer Travel insurance plans including cover for loss/ delay of checked-in baggage, legal liability cover for bodily injury, and dental emergency expenses following an accident.
Common FAQs
- How many claims can I make in my Health Insurance policy over a year?
You may make any number of claims during the policy tenure. However, the Sum Insured will be the maximum limit under the policy. - My spouse and children are in Pune and I am in Bombay. Can I get full cover for all of us in one policy?
Ofcourse, you can get coverage for the entire family under one policy. It will be active across India. - Can I get coverage for myself if I am residing in India but I am a non-Indian national?
Yes, people living in Indian but non-Indian nationals can get covered under our health insurance policy but the coverage is available only for Indian purposes.