Bajaj Allianz Travel Insurance offers the insured traveller financial protection against unanticipated accidents that may result in financial losses. This plan from Bajaj Allianz General Insurance Company enables the insured to enjoy the vacation by protecting it from unforeseen disasters. This article will cover the benefits, offers and coverage provided by Bajaj Allianz’s travel insurance.
Why Should You Purchase Bajaj Allianz Travel Insurance?
A person might travel to take a vacation from their everyday routine or to fulfil business/educational/family obligations. Regardless of the motivation for travel, having the vacation interrupted by unanticipated events may be discouraging. Not only is the travel plan destroyed, but there is also a significant financial loss, which the ordinary traveller on a budget vacation needs help to afford. Additionally, travel insurance is required to acquire a visa for several countries.
Purchasing travel insurance is the safest and most practical approach to prevent such scenarios. Bajaj Allianz Travel Insurance provides full protection against unanticipated difficulties encountered during the journey, making it an excellent option.
Information Regarding Bajaj Allianz Travel Insurance
In the table below, we’ve listed all the information you need while buying Bajaj Allianz Travel Insurance. Check out the Bajaj Allianz travel insurance premium chart below:
| Categories | Specifications |
| Trips Covered | Domestic & International |
| Number of Countries Covered | 216 |
| Sum Insured | Up to 1,000,000 USD |
| COVID-19 Cover | Available |
| Cashless Treatment | Available |
| In-house Claim Settlement | Available |
| Claim Assistance | 24×7 |
| Awards/Recognition | Awards/Recognition Best Travel Insurance award by Outlook MoneyTraveller Awards 2020 |
Bajaj Allianz Travel Insurance Features
Bajaj Allianz Travel Insurance, which offers worldwide and domestic travel insurance, includes the following main features:
1. Travel-Related Difficulties
It protects against several travel-related adversities, such as trip delays, bouncing hotel booking, trip cancellation & curtailment, etc., resulting from unavoidable circumstances that might result in monetary loss.
2. Flight-Related Obstacles
It protects the insured against flight-related situations that might result in financial losses, such as flight cancellation, luggage delay, flight delay, etc.
3. Consider Frequent Flyers
Frequent fliers do not need to buy new insurance before each trip since Bajaj Allianz Travel Insurance provides tailored policies with a one-year validity period.
4. Plans for Travel for People of All Ages
It offers individualised travel plans for consumers of all ages, whether individuals, students, families, or elderly citizens, with coverage for the risks they are most likely to encounter.
5. Protection for the Whole Family
It covers all family members under one plan, enabling the insured to save money that would have been spent on purchasing separate travel insurance policies for each family member.
6. Treatment Without Payment
It provides cashless care to the insured if hospitalised in one of Bajaj Allianz General Insurance Company’s participating hospitals.
7. Automatic Claims Payout
If the insured has chosen trip delay pleasure coverage, the insurer will satisfy the claim immediately in the event of flight cancellation, trip delay, etc.
8. Extra Covers
It includes several add-on covers, including Schengen cover, humanitarian visit, travel delay joy, etc., that may be bought for an additional charge.
Inclusions with Bajaj Allianz Travel Insurance Coverage
Plans from Bajaj Allianz Travel Insurance include the following upheavals:
- Medical Emergency Charges – It covers the costs associated with an emergency hospitalisation suffered when travelling overseas.
- Personal Incident – It covers the traveller’s medical expenditures if he or she is harmed in an incident during the trip.
- Medical Rescue – It covers the insured’s evacuation to the closest hospital in case of a medical emergency en route.
- Return of Cremated Remains – It covers the costs of returning the insured’s mortal remains to India.
- Baggage Lost – It pays the insured for the irreversible loss of his or her checked luggage if it was lost by the airline on which he or she was travelling.
- Baggage Delayed – It covers the cost of necessary things such as toiletries, medications, clothing, etc., if the insured’s checked luggage is lost by a scheduled airline.
- Delay in Flight – It covers unexplained expenditures incurred by the insured if their flight is delayed for more than a specified number of hours.
- Loss of Passport – It covers getting a replacement or duplicate passport if the original is lost or stolen during the trip.
- Trip Cancellation and Shortening – It pays the insured’s expenditures if they must cancel or cut short a vacation for an unforeseen cause.
- Bounced Flight/Hotel Reservation – It reimburses the insured for expenditures spent if his/her pre-booked airline or accommodation is unavailable upon arriving in the chosen location.
- Personal Accountability – It compensates a third – party on behalf of the policyholder if he or she is accountable for unintentional injuries or property damage.
- Unintentional Death and Disability – It compensates the insured or his/her family in the event of disability or death resulting from an accident abroad.
- Flight Hijacking – It offers the insured a hijack distress allowance if his/her aircraft is hijacked for over a particular number of hours.
- Home Invasion – It protects the insured’s loss or damage should his or her home be burglarised while he or she is away.
Exclusions with Bajaj Allianz Travel Insurance Coverage
Not covered by Bajaj Allianz Travel Insurance are the following:
- Contrary to the doctor’s recommendations
- Previous medical condition
- Non-allopathic therapy
- Passport misplaced because it was left unattended
- Claims related to involvement in adventure sporting events
- Check-in luggage delay in India
- Claims to result from armed conflict, civil war, or terrorist attacks
- Loss or damage to a passport resulting from confiscation/detention by customs, police, or other authorities.
- Suicide, attempting suicide, or self-inflicted harm
- Damage for which no police complaint was made within twenty-four hours after its discovery.
- Care for alcoholism or substance abuse
- Self-exposure to unnecessary danger (unless to save another’s life).
The list of exclusions above needs to be completed and may vary per Bajaj Allianz Travel Insurance policy.
Plans for Travel Insurance from Bajaj Allianz Travel Insurance
Examine in depth the many kinds of Bajaj Allianz Travel Insurance policies:
1. Bajaj Allianz Travel Companion Policy
The Bajaj Allianz Travel Companion insurance provides comprehensive coverage that is tailored to the requirements of various types of travellers, including as people, families, elderly citizens, corporations, and students. It offers coverage for medical bills and repatriation, loss of a passport, personal injury, loss and delay of checked luggage, hijacking of a flight, etc.
The following variations of the Bajaj Allianz Travel Companion insurance are offered:
- Travel Care
- Travel Security
- Travel Value
- Travel Asia
- Travel Family
- Travel Age
- Educational Companion
- Corporate-Minimal
- Corporate Plus
2. Bajaj Allianz Travel Prime Personal Coverage
The Bajaj Allianz Travel Prime Personal insurance is created exclusively for international travellers. It covers medical expenditures and assistance, trip cancellations, personal injury, trip delays, passport loss, hotel non-payment, lost or delayed checked luggage, missed aircraft connections, etc.
The following variations exist for the Bajaj Allianz Travel Prime Individual international travel insurance policy:
- Travel Prime Personal Silver
- Travel Prime Personal Gold
- Travel Prime Personal Platinum
- Travel Prime Personal Super Platinum
- Travel Prime Personal Maximum
3. Bajaj Allianz Travel Prime Family Plan
The Bajaj Allianz Travel Prime Family coverage is a policy specifically designed for families travelling overseas together. It offers floater coverage for the policyholder, his or her spouse, and a maximum of two dependent children below 21. It protects against personal responsibility, trip cancellation, medical bills and evacuation, aeroplane hijacking, house invasion, and passport loss.
Two kinds of Bajaj Allianz Travel Prime Family policies are available:
- Prime Family Travel Standard
- Prime Family Travel Silver
4. Bajaj Allianz Bharat Bhraman Insurance Plan
Individuals and families travelling throughout India by public transportation or private vehicle are covered by the Bajaj Allianz Bharat Bhraman insurance plan. It provides optional coverage for unexpected hospitalisation expenditures, trip cancellations, daily hospitalisation amount, individual accountability, missed connecting flights, check-in luggage loss or delay, etc.
The following kinds of Bajaj Allianz Bharat Bhraman insurance policies are available:
- Plan A: Travel only by e-commerce taxis
- Plan B: Travel exclusively by bus
- Plan C: Only travel by rail
- Plan D: Only travel through scheduled flights
- Plan E: Travel by multiple/other forms of transportation
5. Bajaj Allianz Pravasi Bharatiya Bima Yojana
Pravasi Bhartiya Bima Yojana is specially created to meet the requirements of Indian people who migrate overseas to work as emigrants in ECR (Emigration Check Required) nations. It offers coverage for personal injury, medical bills, job loss, legal fees, maternity costs for emigrant women, restoration of mortal remains, and flights for the attendant, among other things.
6. Bajaj Allianz E Travel Value Coverage
The Bajaj Allianz E Travel Value coverage is a personal health insurance policy tailored for Indian travelers. It includes coverage for an unexpected death, travel delay, medical emergency reimbursements, loss of luggage, trip cancellations, and 24-hour support.
7. Bajaj Allianz Travel Assistance Card
The Bajaj Allianz Travel Assistance Card is a personalized insurance that offers protection against unanticipated misfortunes in addition to value-added services. It includes coverage for medical expenditures, pre-existing disease, passport loss, lost luggage tracking, personal injury, escorting of youngsters, lodging fees incurred due to recuperation, etc.
The Bajaj Allianz Travel Assistance Card is available in the below variations:
- Classic Travel Assist Card
- Premium Travel Assist Card
- Travel Assist Card Valuable
- Travel Assist Card Age
8. Bajaj Allianz Travel ACE (International)
The Bajaj Allianz Travel ACE (International) is an all-inclusive insurance intended to protect international travelers. It covers personal accidents, medical emergencies, compassionate visits, travel interruptions, house burglary, personal responsibility, and more.
How to Sign Up for Bajaj Allianz Travel Insurance
Travel insurance plans provided by Bajaj Allianz General Insurance Company may be purchased both online and offline. Follow the steps below to get a Bajaj Allianz Travel Insurance policy:
Online Method:
Follow the following steps to purchase a Bajaj Allianz Travel Insurance online coverage online:
1. Check the website of Bajaj Allianz General Insurance Company or maybe an insurance agent
2. Select the option to purchase travel insurance
3. Enter the trip’s specifics, for example, the number of travelers, travel date, country of destination, etc.
4. Select the suitable plan to purchase
5. Pay the amount of the premium online
6. A Bajaj Allianz travel insurance coverage will be issued by the insurer.
Offline Method:
There are several methods to get Bajaj Allianz travel insurance coverage offline. They are listed below:
1. To acquire coverage, visit the closest branch of Bajaj Allianz General Insurance Company and complete the proposal form.
2. Contact the insurer’s toll-free number and submit the needed information to purchase coverage.
3. To purchase a policy, consult an insurance agent and complete the proposal form.
For more information, you can contact Bajaj Allianz travel insurance customer care on their toll-free number – 1800 209 5858.
FAQs
1. How can a Bajaj Allianz Travel Insurance insurance be canceled?
To terminate your Bajaj Allianz travel insurance coverage, give your insurer a cancellation notice. You must provide your passport as evidence that you will not be traveling. After the passport has been validated, the insurer will terminate the coverage. Ensure that you submit a policy withdrawal request before 14 days of the policy’s inception since the insurer may not accept requests submitted beyond that time.
2. What are the different premium payment options for a Bajaj Allianz Travel Insurance policy?
A Bajaj Allianz Travel Insurance policy’s premium may be paid both online and offline. The premium may be paid online using debit cards, credit cards, UPI, online banking, digital wallets, etc. In contrast, you may pay the premium offline using cash, check, debit, and credit cards.
3. What is the process for claim settlement with Bajaj Allianz Travel Insurance?
To file a claim using your Bajaj Allianz Travel Insurance coverage, follow the procedures below:
1. Submit a claim online using a mobile phone app or the insurer’s website.
2. Download and complete the claim form
3. Submit the relevant paperwork online or at the Bajaj Allianz General Insurance Company branch closest to you.
4. If the claim is granted, the insurer will check the paperwork and pay the claim amount.
4. How can an existing Bajaj Allianz Travel Insurance coverage be renewed online?
Using the methods below, you may renew your Bajaj Allianz Travel Insurance coverage online.
Step 1: Navigate to the website where your Bajaj Allianz Travel Insurance insurance was bought.
Step 2: Navigate to the online renewal option for travel insurance.
Step 3: Enter your password and username to log in.
Step 4: Choose the insurance to be renewed and review its specifics.
Step 5: Select an online subscription payment method and submit payment
Step 6. Your coverage will be reinstated after a successful payment
5. Can I purchase a Bajaj Allianz Travel Insurance insurance with a work permit?
No, you cannot get travel insurance from Bajaj Allianz if you are traveling overseas on a work visa.