Aditya Birla Health Insurance – Company details
Founded in the year 2015, Aditya Birla Health Insurance company Limited also known as ABHICL commenced its operations in the year 2016 during October. It is licensed by the IRDAI. ABHICL is a subsidiary of Aditya Birla Capital Ltd which in turn is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. The company has more than 17,000 employees and more than 2 lakh agents and Channel brokers as well.
Aditya Birla Health Insurance Brief Details
The company launched as a subsidiary to make sure the customers who insure with it would get simplified general and health insurance services. ABHICL has tie-ups with many different health care providers which includes diagnostic centres, doctors, hospitals, etc.
The key attractions in their insurance policies are wellness and rewards with it. This makes the insured keep a better track of their health and it further encourages them to improve their health to reap more rewards.
The company offers cashless treatment over a huge network of hospitals, ambulance charges cover, hospitalization expenses, AYUSH treatments and much more.
Health Plans Offered By Aditya Birla Health Insurance
Aditya Birla’s mediclaim policy comes with 8 different health plans that give coverage to a single person or their whole family from all of the health events in life. Details are briefed below.
- Aditya Birla Activ Health Platinum -Enhanced plan
This cover comes with comprehensive coverage against medical bills at the time of medical crisis. The plan offers coverage against many health issues like mental illness, dental consultations, obesity etc.
AYUSH coverage is included in this plan. It also offers Chronic Care management in which the company will monitor your progress in maintaining any chronic illness such as diabetes, asthma etc to make it easier for you to deal with those illnesses. Anyone can avail of the policy and there is no specific age limit.
- Aditya Birla Activ Assure Diamond Plan
The benefits of this plan offer several discounts and cover for total expenses charged for any hospitalization if bought for 2 or 3 years or if it’s bought for the whole family. The cover also has add-on benefits.
The major attraction of this cover is, if the sum insured with no claims bonus is finished due to any previous claims, the insured will get a reload of 150% of the Sum Insured. Also if the policyholder is hospitalized for less than 24 hrs the cover offers up to 586 daycare procedures.
- Aditya Birla Activ Assure Diamond + Super Top-Up Health Plan
The plan covers medical expenses up to Rs. 1 Crore and ambulance expenses up to 5,000. There is a cover for Covid-19 related expenses too.
- Aditya Birla Activ Care Plan
This plan is mainly designed for Senior Citizens to help them cover their complete medical costs which may arise from hospitalization. This helps the policy holders’ parents or grandparents as financial protection at the time of any illnesses.
The main attraction in this one is comprehensive health care check-up coaching sessions by a personal health coach every year to ensure the senior citizen’s better health. There is a program under this cover called the HealthyReturns program through which the person can earn up to 21% of the premium.
- Aditya Birla Activ Secure Plan
This plan itself offers 4 types of plans to the insured which provide coverage against any unfortunate incidents. The different plans are as mentioned below
- Activ Secure Personal Accident plan
- Activ Secure Critical Illness Plan
- Activ Secure Hospital Cash Plan
- Activ Secure Cancer Secure Plan
- Aditya Birla Global Health Secure
As the name itself mentions , it is the international health cover that protects from a list of 16 major illnesses and offers cashless treatment across a global hospital network. The expenses include room rent, medicines, doctor’s fees, operation theatre expenses etc.
- Aditya Birla Group Insurance Products
This cover offers 3 types of plans that allow the insured to choose as per their requirement.
- Aditya Birla Group Activ Plan
- Aditya Birla Group Activ Secure Plan
- Aditya Birla Group Activ Travel
- Aditya Birla Corona Kavach
Last but not least is the most required cover offered by the company which is the protection against Covid-19 related expenses for the insured and his/ her family. The plan covers even PPE Kit, gloves, and mask expenses including AYUSH treatments. No pre-medical tests are required to buy this policy cover.
Aditya Birla Health Insurance Network Hospitals
The ABHICL group has more than 8000 network hospitals all over where one can avail of a cashless facility.
Aditya Birla Health Insurance Brokers
Aditya Birla Insurance Brokers Limited or ABIBL is a subsidiary of Aditya Birla Capital Limited and is the top leading insurance broker which is licensed by the IRDAI. The ABIBL offers reinsurance solutions to insurance companies and has strong relationships with Indian partners as well as global insurers who operate in India, SE Asia, the Middle East and South Asia.
The insurance brokers aim to simplify the most complex world of general insurance for their customers as most of the time the people end up choosing the wrong cover by looking at the vast list of plans available in the company. They make the process of claim settlement also smooth for the policyholders.
Aditya Birla Health Insurance Login
For new policyholders, you need to create an account first with the insurance company. This includes :
- Visit the official website of Aditya Birla Sun Life Health Insurance.
- Click on the ‘Register’ Tab on the right side of the page.
- You have to enter your member ID on the new page which you will get
- After this step, you need to create your username and password on the next page.
- The registration process will be complete once the account is set up.
For existing users, the login process is quite simple. The steps are as follows :
- Visit the official website of Aditya Birla Sun Life Health Insurance
- Click on the ‘Login’ button which you will find on the right side of the page.
- From there you will be redirected to another page where you need to enter your Username and Password.
- Finally, click on the active Login button and you can access your account.
Aditya Birla Health Insurance Policy Download
The policy document is always proof of a contract between the insured and the insurance company which includes all the details of the policyholder and the type of cover that he has bought for himself.
This document is always proof of transaction at the time of any claims or any other amendments. You can easily download your policy document digitally or take a hard copy of the same as well by visiting the official website of Aditya Birla Sun Life Health Insurance company.
- First, you need to visit the official website of the insurance company.
- Enter details like your Policy number, DOB, Email ID
- Log in to access the policy details
- You will find an option called ‘Download’.
- Click on the same and you can receive the PDF document of your insurance policy.
- You may choose to keep a digital copy or can print it out in case needed.
Aditya Birla Health Insurance policy Renewal
The renewal of your health insurance policy here is very easy. The steps are as follows.
- You will be reminded about the renewal by the insurance company itself so click on the link for payment of the renewal premium.
- Enter your basic details like policy number and expiry date.
- You may decide to pay through any payment option according to your convenience.
- On paying the premium successfully you will receive the acknowledgement receipt to your registered email ID. That’s all and your policy will be on a renewed mode.
Aditya Birla Health Insurance Customer Care number
The Customer service of Aditya Birla Health Insurance company is committed to delivering a qualified service in dealing with all the customer’s queries as the customers are always treated as the centre of everything they do. The contact details are mentioned below.
Contact through Toll-Free within India @ | 18002707000 |
Email them at | care.lifeinsurance@adityabirlacapital.com |
Whatsapp number | +917676690033 |
Common FAQs
- Why is my Healthy Heart Score Blank in my Health Insurance Policy?
This might be due to not opting for your Free Health Assessment Test with Aditya Birla Health Insurance policy. You may give 15 working days to mark the Healthy Heart Score if the tests are already carried out. - When does my Health Returns Balance get updated on my policy?
The Health Returns Balance will be updated on the 5th of every month. - How do I make claims for my medical bills in my Aditya Birla Health Insurance policy?
You may need to provide all the insurance documents to the hospital at the time of admission to get the full benefits of the facility. The hospital then sends the bills directly to the insurance company.