In India, health insurance isn’t just about covering medical expenses; it’s also about rewarding healthy living. One such reward is the No Claim Bonus (NCB), offered to policyholders who don’t make claims during the policy period. Let’s break down how NCB works, its benefits, and what you should keep in mind to maximize its value. […]
Health insurance is a vital tool for managing medical expenses in India. One key term associated with health insurance is the copayment (or co-pay). This blog will explain what a copay is and how it benefits policyholders. Understanding Health Insurance Co-Pay A copay is a fixed amount that the policyholder must pay out-of-pocket for specific […]
The ever-increasing cost of healthcare, combined with the increased prevalence of diseases, has mandated the need for health insurance. More than half a dozen providers serve a variety of health insurance options in India. Each plan has certain advantages that set it apart from the others. If you find yourself in this position, narrowing down […]
If you are having a group health plan it means that your employer pays the policy premium for you. But what happens when you decide to move to a different job? As you might know, the employee group health insurance or the employee insurance is valid only till the employee stays with the company that […]
In a world where cardiovascular diseases continue to be a leading cause of mortality, it is crucial to prioritize heart health. While adopting a healthy lifestyle is paramount, heart health insurance is another essential aspect to consider. This specialized insurance coverage offers comprehensive protection, ensuring you receive the necessary medical attention and support if you […]
When you give priority to your health and opt for an Insurance Plan that protects your financial issues without you having to spend too much on Health care expenses, you are almost relaxed. But for the health insurance plans the premium amount paid is subject to tax deduction under Section 80D of the Indian Income […]
When our parents get old, their immune systems also start deteriorating and they would certainly need quality medical care. Hence it becomes critical to get our parent’s health insurance. We need to get them sufficient health insurance that will pay for their significant medical costs under emergency circumstances and such medical care. Is There Health […]
Pets are precious to the majority of us and they give us companionship, warmth, and comfort with their unconditional love. India is developing into a country like other parts of the world into one having the highest number of pet owners who love and treat them as family. Won’t you ensure safety for your family? […]
As we know, health insurance protects an individual from any kind of financial loss or high expenses incurred due to medical emergencies, sickness, or injury. There are health insurance schemes offered by the employers of the working-class people where the insured can get very good benefits for himself and his family. What Is Group Health […]
Imagine you or one of your family members getting sick and being taken to hospital for treatment and you end up paying huge amounts of hospital bills and other expenses that results in complete draining of your bank balance. Quite disheartening isn’t it ? This is where a health insurance plan comes into your life […]